Successor Fund Transfers (SFTs)
IA is a leader in supporting both transferring and receiving superannuation funds through all stages of Successor Fund Transfers (SFTs). Our experience spans some of the most significant and complex transitions in the Australian market. We bring structured frameworks, deep operational and investment expertise, and strong stakeholder engagement to deliver compliant, member-focused outcomes while managing risk and minimising disruption.
Strategic Planning & Pre-Transfer Readiness
- Development of high-level strategy and operating model design
- Structuring and scoping of SFT perimeter including products, assets, and member cohorts
- Development of program roadmap, governance model, and risk frameworks
- Engagement with key stakeholders including APRA, custodians, administrators, and legal advisors
- Assessment and execution of pre-conditions (e.g. redemption of life policies, IFTs, asset restructuring)
Regulatory & Trustee Governance
- Preparation of Board and Investment Committee materials to support approval pathways
- Development of SFT decision papers and trustee assessment frameworks aligned with SIS Act obligations
- Support in addressing member equity, best financial interests duty (BFID), and fairness assessments
- Liaison with regulators including APRA and ASIC
- Alignment with compliance, audit, and legal requirements throughout the process
Asset Transition Management
- Planning and oversight of transitions across listed, unlisted, and illiquid investments
- Management of complex asset types including pre-emptive rights, redemption gates, and bespoke structures
- Coordination of investment managers, asset consultants, and custodians
- Execution support for rebalancing, cash flow planning, and market risk mitigation
- Oversight of tax impacts, unit pricing integrity, and transaction cost analysis
- Simulation of asset restructuring events
- Generation of custodial/administrator instructions and/or portfolio management system instructions to facilitate an asset transition
- Pre and Post reconciliation and validations
Member Transition Execution
- Member account mapping and product rationalisation strategy
- Coordination with administrators for data mapping, account set-up, and system readiness
- Reconciliation, parallel run testing, and validation of member data and unit prices
- Development and execution of member communication plans in coordination with trustees
- Ensuring member equity and continuity of benefits throughout transition
Operational Integration & Stabilisation
- Coordination of all service providers including administrators, registries, investment teams, and custodians
- Management of change and integration of services, processes, and data
- Design and execution of post-transfer monitoring and remediation processes
- Issue management and stakeholder reporting post cut-over
- Structured closure and handover processes for the transferring fund
Why Businesses Choose Integrated Advisory
- Deep understanding of both transferring and receiving fund perspectives, with proven delivery experience
- Proprietary SFT frameworks and tools ensuring structure, rigour, and accountability
- Integration of investment, operational, and member services expertise for full lifecycle coverage
- Trusted by leading funds and institutions to manage large, high-profile transitions
- Ability to simplify complexity and facilitate stakeholder alignment across functions and providers
- Strong track record in maintaining member equity, data quality, and compliance
Client Impact
Our deep domain expertise and structured driven approach empowers businesses to:
- Confidence in governance and compliance, including trustee decision support and regulatory engagement
- End-to-end transition oversight – from strategy and planning through to post-transfer stabilisation
- Minimised risk and disruption via structured frameworks and experienced leadership
- Optimised member outcomes through rigorous focus on equity, transparency, and communication
- Seamless collaboration across multiple service providers, teams, and stakeholders
- Execution certainty in even the most complex and high-value transitions
